- 1. Sign up：Shoppers use Chillpay to complete their orders. Link their cards to Chillpay to obtain instant approval decisions.
- 2. Purchase：We pay retailers the full amount upfront so they can ship orders out right away.
- 3. Pay over time：Customers pay only 25% of the total price of goods at purchase. The remaining amount will be paid in three equal installments and payment dates are two weeks apart.
- 4. Love the way you pay：There will be no interest involved. Although service fees will apply due to processing fees charged by banks.